Monthly Income
MVR 0
Set your salary for this month
—
0%
savings rate
Spent
MVR 0
Payables
MVR 0
Saved
MVR 0
Net Left
MVR 0
Expenses vs income
0%
Essentials
—%
MVR 0
Wants
—%
MVR 0
Savings
—%
MVR 0
Buffer
—%
MVR 0
TOP EXPENSES
💸
No expenses this month
PAYABLES
🤝
No payables
SAVINGS SNAPSHOT
💰
No savings data yet
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Currency
THIS MONTH
💸
No expenses yet
SET ALLOCATIONS
Enter the MVR amount for each bucket. The % of salary is calculated automatically.
CURRENT ALLOCATION
📐
No allocations set yet
ADD PAYABLE
Unpaid balances carry forward across all months.
Currency owed
OUTSTANDING
🤝
You owe nothing — you're clear!
Total Savings Pool
MVR 0
Start adding savings each month
THIS MONTH
📊
No savings activity this month
HISTORY BY MONTH
📅
No history yet
Non-Touchable Savings
MVR 0
Only add here — withdrawals are a last resort
VAULT LEDGER
🔒
No vault entries yet
SMART INSIGHTS
🔍
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INCOME VS EXPENSES last 6 months
EXPENSE BREAKDOWN this month
MONTHLY SUMMARY
| Month | Salary | Expenses | Payables Paid | Net Left | Rate |
|---|
Display & Currency
Dark mode
Switch between light and dark themes
Show USD equivalent
Display USD value alongside MVR in expense list
Compact expense rows
Hide progress bars under expenses for a tighter view
Default USD Exchange Rate
Used when adding USD expenses or payables
Reminders & Alerts
Overspending alerts
Show warning when expenses exceed 80% of income
Payables reminder badge
Highlight Payables tab when amounts are outstanding
Savings milestone toasts
Celebrate when your savings pool hits round numbers
🔐 Security
PIN lock
Require a 4-digit PIN to open the app
Auto-lock on blur
Lock app when you switch tabs or minimize browser
Encrypted local storage
Data is obfuscated with XOR encoding in your browser
Data Management
Export all data
Download a full JSON backup of all your data
Import backup
Restore from a previously exported JSON file
⚠️ Permanently delete all data. This cannot be undone.
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